SERVICES

PERSONAL FINANCIAL PLANNING PROTECTION NEEDS:

• Life Insurance
• Long Term Care Insurance
• Critical Illness Insurance
• Disability Insurance
• Health Insurance

ACCUMULATION AND RETIREMENT PLANNING:

• Investments
• RESP
• RRSP
• RRIF/LRIF
• Annuities
• Tax Sheltered Programs

BUSINESS PLANNING:

• Buy Sell Funding
• Key Person Funding
• Executive Compensation
• Group Benefit Plans

ESTATE PLANNING:

• Estate Maximization Strategies
• Estate Distribution Strategies
• Estate Equalization Strategies